Digital Lending and Data Privacy in Kenya

Prior to 2020, digital lending witnessed an unprecedented rise and growth in Kenya. According to a 2019 FSD report, the boom was fuelled by widespread use of mobile phones, high demand for credit and a lax regulatory environment. Digital lenders fall into two main categories: mobile banking loans(i.e. loans by licensed banks such as M-Shwari) and digital loans (i.e. loans granted by unregulated firms like Tala and Branch). The regulatory environment made it very easy for unregulated providers to enter the market. By 2020, Kenya had over 120 digital lending platforms.

Legal Alert: Data Commissioner Publishes Draft Data Protection Regulations

Mutie Advocates Development Data protection update

On 7th April 2021, the Task Force on Development of Data Protection General Regulations tabled draft data protection regulations before the Cabinet Secretary, Ministry of ICT, Innovation and Youth Affairs, Joe Mucheru. In addition, the Data Protection Commissioner published the draft Regulations on its website, paving the way for public consultation.

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